Overview
ACN settles with providers in daily batches. All calls served during a period are aggregated across both payment methods (credits and X402), the platform fee is deducted, and the net amount is sent as a single USDC transfer on Base.
What Gets Settled
Providers earn from two types of calls:
| Call Type | How Developer Paid | How Provider Gets Paid |
|---|
| Credit-paid (API key) | Pre-funded Stripe credits | Aggregated into daily settlement |
| X402 on-chain | Direct USDC per call | Aggregated into daily settlement |
Settlement Process
Daily Cycle
- Aggregation — All successful calls to your endpoints are summed across both credit and X402 paths
- Fee deduction — The 3% platform fee is applied to total earnings
- Transfer — Net amount is sent as USDC on Base to your registered wallet
- Receipt — Settlement details are available in your provider dashboard
Schedule
| Event | Time |
|---|
| Settlement period | Rolling 24-hour window |
| Settlement execution | Daily at 2:00 AM UTC |
| On-chain confirmation | Typically within minutes |
Settlement Details
Each settlement includes a breakdown of calls from both payment paths:
{
"settlement_id": "stl_abc123",
"period_start": "2026-03-18T02:00:00Z",
"period_end": "2026-03-19T02:00:00Z",
"total_calls": 1520,
"gross_amount_usdc": "3.04",
"platform_fee_usdc": "0.091",
"net_amount_usdc": "2.949",
"breakdown": {
"credit_paid_calls": 1350,
"credit_paid_gross_usdc": "2.70",
"x402_calls": 170,
"x402_gross_usdc": "0.34"
},
"tx_hash": "0x...",
"status": "confirmed"
}
Minimum Settlement Threshold
Settlements are processed only when accumulated earnings exceed $0.10 USDC. If your daily earnings are below this, they carry over to the next period.
What’s Not Settled
- Refunded calls (5xx errors, timeouts) are not included — these are credited back to the developer and don’t count as provider earnings
- 4xx errors (client errors) are included — if the provider received the request and returned a 4xx, the charge is not refunded to the developer and the provider earns for that call
Provider Wallet
You must have a USDC-compatible wallet on Base to receive settlements. Configure your settlement wallet address during onboarding.
Any standard Ethereum wallet works for receiving USDC on Base — MetaMask, Coinbase Wallet, hardware wallets, etc.
Tracking Settlements
View settlement history in the provider dashboard at provider.acn.exchange, or via API:
curl https://api.acn.exchange/v1/provider/settlements \
-H "Authorization: Bearer your_provider_key"
Disputes
If you believe a settlement is incorrect:
- Review the call log for the settlement period in your provider dashboard
- Check that refunded calls (5xx, timeouts) are correctly excluded
- Verify the fee calculation:
gross × 0.03 = fee
- Contact support with the
settlement_id
